Netflix grew 13%. Viewing grew 2%

The gap between those two numbers is the entire business model. Plus: what 3.5% inflation quietly charges a $10,000 balance, and why "the European housing market" describes almost nobody.

The IPO trap: why 'Getting in on the ground floor' usually means getting trampled

On May 18, 2012, Facebook went public in the most anticipated IPO in a decade. Retail investors - regular people with brokerage accounts - snapped up 26% of the shares offered. What those regular people didn't know was that Facebook had quietly told its largest institutional investors that second-quarter

I wrote the personal finance book I needed at 22

My parents never bought a stock. School taught me the Pythagorean theorem and nothing about money. So I read hundreds of finance books - and ended up writing the one I wish someone had handed me at 22.

Barbarians at the gate: how to buy a $25 Billion company with almost none of your own money

In October 2022, Elon Musk bought Twitter for $44 billion. You probably remember the headlines. What you might not remember is the fine print: Musk borrowed $13 billion of that money. But he didn't get stuck with the loan. Twitter did. Not Elon. The company itself had to

Why smart investors are finally going global (and you should too)

For over a decade, one man shaped how millions of people invest. JL Collins - author of The Simple Path to Wealth, patron saint of the FIRE movement, the guy who made "just buy VTSAX" feel like a religious commandment - told his followers that all you needed was one

The hardest part of FIRE isn't saving, it's spending

I know what you're thinking.. This article might be the opposite of what I've been preaching so far. But hear me out, you might be surprised. A couple sits across from Ramit Sethi on his podcast. They have $2 million in the bank. And they want

When can you actually retire? A FIRE calculator that doesn't lie to you

How long until you can actually stop working? Not the "67 and a gold watch" kind of retirement - the "I have enough, I'm done when I say I'm done" kind. The math behind FIRE (Financial Independence, Retire Early) is almost offensively simple:

ASML: the $380 Million machine you've never heard of

Every iPhone you've ever owned. Every Nvidia chip powering the AI revolution. Every advanced processor in every laptop, server, and data center on the planet. They all pass through one small Dutch town called Veldhoven. There, a company most people have never heard of builds machines so complex

Why Spotify pays 70% revenue to record labels: the streaming music economics trap explained

Discover why Spotify surrenders approximately 69% of revenue to record labels, how streaming music economics work, and what it means for subscription prices and your investment portfolio.

The Greek alphabet conspiracy: why Wall Street's secret language can make you 15-25% richer

Greek letters in investing made simple: manage risk & return.

Portfolio Beta calculator: measure your investment risk

Portfolio Beta Calculator Calculate your portfolio's systematic risk relative to the market Stock Symbol Weight (%) Beta Action × + Add Another Holding Calculate Portfolio Beta Portfolio Beta 0.00 Note: Beta measures a stock's volatility relative to the overall market (S&P 500). A beta of 1.

How airlines extract $148 Billion through hidden charges

Tired of a $79 flight turning into $347? We expose the hidden fees, psychological tricks, and AI pricing airlines use. Learn to fight back and save money.